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Is Moca Moca SEC Registered? Status and CA Number

Contents

Yes. Moca Moca is SEC registered, and this check carries the strongest proof in our whole series: the registration number printed in the app listing, 2021050012959-04, matches entry No. 13 of the SEC's official recorded platforms list dated January 26, 2026, word for word. The operator is Copperstone Lending Inc., a lending company. Verified September 16, 2026.

The short answer: what we verified

Item Status
Legal entity Copperstone Lending Inc., lending company
SEC registration 2021050012959-04, printed in the listing and matched to SEC entry No. 13
CA number 3454, self-published in the listing and on the corporate site
Platform record Platform 19 "Moca Moca" under entry No. 13, recorded July 6, 2021 / August 5, 2021
Entry size Seven platforms sit under the same entry, from Pesoforrest to Quickla
Status history Penalties lifted December 17, 2025; status reasserted June 18, 2026; authorization greenlit August 27, 2026
Official channels Google Play (com.mocamoca) only, plus mocamocatech.com and copperstoneph.com; no iOS version

The fake apps around this brand are the real story. The MocaMoca review prices the product; this page keeps you on the real one.

The strongest match we can print

Most lending apps quote a registration number that no public registry can confirm, which is why our reviews label so many numbers "secondary". Moca Moca is the exception that shows what a real confirmation looks like. The number Copperstone prints is not merely plausible; it is the exact string the SEC published in entry No. 13 of the official list, next to the corporation's name.

Treat that as the top of the evidence ladder for lending companies. Below it sit aggregator numbers and footer badges, the kind we mark "self-reported". If another site quotes a different registration number for Moca Moca, the official list outranks it. And if you want belt and suspenders, the direct routes remain: Check With SEC or the 1-4SEC hotline, either can confirm the certificate.

A status with history

The clean record has dates worth reading. On December 17, 2025, the SEC lifted previously imposed penalties on certain financing and lending companies and confirmed Copperstone's active registration. On June 18, 2026, the company reasserted its status publicly. On August 27, 2026, coverage described the SEC greenlighting MocaMoca's legal authorization, weeks after the lending moratorium ended under Memorandum Circular 20 of 2026.

"Lifted" means the earlier sanctions no longer stand. It does not erase history; it means the regulator's current answer to the registration question is yes, as of the dates above and our own check on September 16, 2026.

The fake wave around a real brand

Here is the part that keeps this page useful. On May 18, 2026, the SEC's FinLenD arm named fraudulent websites operating under the MocaMoca and Copperstone names: buklodservices.com, flowforthventures.com, and jitsconstruction.com. The same advisory flagged an unregulated iOS application using the MocaMoca branding, and the commission asked the NTC for help taking the channels down. The fake listing has since disappeared from the App Store.

Copperstone confirmed that the transactions behind the advisory complaints do not exist in its systems. The victims dealt with impostors. Read that again slowly: the registration protected nobody by itself. The complaints were real; the brand on them was fake. A logo proves nothing without the registry match, and entry No. 13 is the match that counts.

How to verify Moca Moca yourself

Four checks, in order of strength.

  1. Match the registration number. 2021050012959-04 must equal entry No. 13 of the January 26, 2026 list, platform 19 "Moca Moca".
  2. Ask the regulator. Check With SEC answers request-based lookups; 1-4SEC answers the phone.
  3. Use only the official channels. The app is com.mocamoca on Google Play, found nowhere else; the sites are mocamocatech.com and copperstoneph.com. No iOS version exists at all.
  4. Follow the money. A real lender pays you. Any "release fee", "processing payment", or upfront charge is a fake, whatever name it prints.

What registration gives you (and what it does not)

What it gives you:

What it does not give you:

Frequently asked questions

Is Moca Moca legit ba?

Legit ba? Yes by registry standards, and stronger than most: the printed registration number matches SEC entry No. 13 exactly, penalties were lifted in December 2025, and the authorization was greenlit in August 2026. The risk is impersonation, not registration.

Was Moca Moca banned?

No. The May 18, 2026 advisory targeted fake websites and a fake iOS app using the brand, not the registered app. Earlier penalties on the company were lifted on December 17, 2025. The registered platform appears on the January 26, 2026 list.

What is Moca Moca's CA number?

3454, self-published in the app listing and on the corporate site. Lending-company certificates have no public desk-checkable registry; Check With SEC or the 1-4SEC hotline can confirm it directly.

How do I spot a fake Moca Moca?

Three signs. An iOS app: none exists officially. A domain other than mocamocatech.com or copperstoneph.com: the three fake domains are named in the advisory. Any upfront payment demand: real lenders send money, they do not collect it first.

The bottom line for borrowers

Moca Moca is SEC registered, verified September 16, 2026: Copperstone Lending Inc., registration 2021050012959-04 matched to entry No. 13, platform recorded since 2021, CA 3454 self-published, status history clean since December 2025. Check the number, not the logo.

The price behind the badge is in the MocaMoca review, and the whole verified market is on the SEC registered lending apps list.

Sources used for this review

Checked against official sources on September 16, 2026.