Is MoneyCat SEC Registered? Status and CA Number
Contents
Yes, MoneyCat is SEC registered: its operator Moneycat Financing Inc. holds Certificate of Authority 1254, verified against the SEC registry on September 16, 2026. Here is the evidence. This page states what the records confirm, where they come from, and how to run the same check yourself.
Checked against the SEC registry: September 16, 2026.
What the SEC Records Show
The records show an active, licensed lender: Moneycat Financing Inc. with CA 1254 and two recorded platforms. Every line below names its source.
| Record | What it shows (checked September 16, 2026) |
|---|---|
| Legal operator | Moneycat Financing Inc., formerly Moneycat Financial Consultants Inc. |
| Company type | Financing company; the SEC registry lists it with a registration number, a CA number, and a date |
| Certificate of Authority | CA 1254, primary, read in the SEC's financing-company registry itself |
| SEC registration number | CS201953073, as stated on moneycat.ph/about |
| Platform record | Moneycat.ph and One click money.ph in the official list of recorded online lending platforms as of January 26, 2026 (MC 19, series of 2019) |
| Registry size | That release listed 117 companies and about 178 platforms |
| Status | Active; no SEC enforcement action against the company in the records we track |
Two details matter. The CA number is primary, which means we read it in the SEC's financing-company registry itself; lending-company numbers often come only from brand footers, and we label those secondary. And the platform list names both fronts of the business, not just the main domain.
How to Verify MoneyCat Yourself
The check takes a few minutes and needs no account. I run this exact sequence for every app on this site.
- Search the registry by legal name. Open the SEC list of financing companies at appointment.sec.gov.ph and search Moneycat Financing Inc., the legal operator. The brand name will not match; the registry knows companies, not brands. Confirm CA 1254.
- Check the platform record. The official list of recorded online lending platforms carries Moneycat.ph and One click money.ph in its January 26, 2026 release.
- Double-check with the SEC. Use the Check with SEC tool at checkwithsec.sec.gov.ph, a manual checker, or call the hotline 1-4SEC for official confirmation.
Write down the date you checked. Registry pages can lag behind decisions, which is why every status on this site carries a check date.
What Registration Does (and Does Not) Guarantee
Registration is the entry ticket, and here is exactly what it buys.
- A licensed lender. Moneycat Financing Inc. holds a current authority to operate as a financing company.
- Recorded platforms. Both Moneycat.ph and One click money.ph sit on the official online-lending record required since MC 19, series of 2019.
- Enforcement reach. The SEC froze new online lending platforms under MC 10, series of 2021, and lifted the freeze with MC 20, series of 2026, effective August 1, 2026; recorded lenders live inside that perimeter.
Now the part borrowers miss. Registration says nothing about price or convenience.
- Cheap money: no. Repeat MoneyCat loans run up to 11.9% per month, about 145% a year on our simple estimate; only the first loan is free.
- Consistent terms: no. The lender's own pages give three different versions of the loan term.
- E-wallet payouts: no. MoneyCat deposits only to a bank account under your name.
- An App Store app: no. No official iPhone app exists as of September 16, 2026; the Android build ships as a direct APK, so install only from moneycat.ph.
- Clone immunity: no. SEC advisories in March and June 2026 named impostor apps wearing the names of registered brands.
Registration opens the door; price decides whether you should walk in. The full breakdown, with cost math, lives in our MoneyCat review. The whole verified market: our SEC registered lending apps list.
Frequently asked questions
What is MoneyCat's CA number?
MoneyCat's CA number is 1254, issued to Moneycat Financing Inc. and read in the SEC's primary financing-company registry. The company registration number is CS201953073, per moneycat.ph. We verified both on September 16, 2026.
Is the MoneyCat app in the App Store legit?
There is no official MoneyCat app in the Philippine App Store as of September 16, 2026. The Android version installs as a direct APK from the official site. Treat any App Store listing under this name as unofficial until the lender or the SEC says otherwise.
Does SEC registration mean MoneyCat loans are safe to take?
Registration means the lender is licensed and accountable, not that its pricing is good. Repeat loans cost up to 11.9% per month, and the late-payment penalty is unpublished. Borrow small, repay on time, and read the Disclosure Statement before you confirm.
Bottom Line for Borrowers
Yes, MoneyCat is SEC registered, and the evidence is checkable in minutes: CA 1254 for Moneycat Financing Inc., registration CS201953073, and two platforms on the official record dated January 26, 2026. Keep the order straight. Verify first, price second, apply last, and never treat a CA number as a promise of cheap money.
Sources used for this review
- appointment.sec.gov.ph: SEC financing-company registry, CA 1254 for Moneycat Financing Inc. (primary), checked September 16, 2026
- newspress.ph, February 6, 2026: SEC release reprint, recorded platforms list dated January 26, 2026 (117 companies, about 178 platforms)
- moneycat.ph/about: SEC registration number CS201953073 (checked September 16, 2026)
- checkwithsec.sec.gov.ph: SEC manual verification tool; hotline 1-4SEC