Is HoneyLoan SEC Registered? Status and CA Number
Contents
Yes. HoneyLoan is SEC registered. The loan app operates under Warm Cash Lending Corp., a lending company with PSEC Registration No. 2021030009095-02, and the App Store listing discloses Certificate of Authority No. 3472. Verified September 16, 2026. One conflict follows below.
The short answer: what we verified
| Item | Status |
|---|---|
| Legal entity | Warm Cash Lending Corp., lending company |
| SEC registration | PSEC Registration No. 2021030009095-02 |
| CA number | 3472 per the App Store listing's disclosure; an aggregator lists 3427 (see below) |
| Online platform record | "Honey Loan" on the SEC recorded lending platforms list of January 26, 2026 |
| Brands, domain | Honey Loan and Well Cash; official domain honeyloan.ph, named in the store listing |
| App developer | DYNINNO FINTECH HOLDING LIMITED; a separate legal entity |
Registration does not make a loan cheap. The website and the store publish different rates; the full HoneyLoan loan app review covers that gap.
Two CA numbers: 3472 vs 3427
Here is the conflict, in daylight. The App Store listing (id6752850898, accessed August 28, 2026) discloses Certificate of Authority No. 3472. A secondary review aggregator, legitloanappreview.com, lists 3427. Both cannot be right.
Our call: we publish 3472. A disclosure tied to the official app listing we checked ourselves outranks a third-party aggregator. We keep 3427 visible. Hiding conflicts is how borrowers get burned.
Can public data settle it? No. There is no public SEC list of lending-company CA numbers searchable from a desk. One caution: the circulating "SEC lending company CA list" link leads to old revoked-company lists from 2017–2019, not a registry. The official route is manual: Check With SEC, or the hotline 1-4SEC.
Three names around one app
The lender is Warm Cash Lending Corp., lending company PSEC No. 2021030009095-02, with the brands Honey Loan and Well Cash. The platform "Honey Loan" is recorded on the SEC's list of online lending platforms under MC No. 19, s. 2019, in the release of January 26, 2026.
The App Store listing sits under a third name: DYNINNO FINTECH HOLDING LIMITED, the developer entity, separate from the lender. This is also where CA 3472 comes from: a disclosure published inside the app listing, hence our note "per the App Store listing". None of this is a red flag by itself. Just know who is who before you sign: the lending company lends, the developer runs the app.
How to verify HoneyLoan yourself
Four checks, in order of strength.
- Confirm the platform record. The SEC recorded platforms list, latest release January 26, 2026, covers 117 companies and about 178 platforms. "Honey Loan" is on it.
- Request a CA confirmation. Use Check With SEC, a request-based lookup, and ask about Warm Cash Lending Corp., CA No. 3472.
- Call the SEC hotline. 1-4SEC answers registration questions directly.
- Match the domain. The official site is honeyloan.ph, as stated in the store listing. Similar names are not the same lender.
One caution: CA numbers in footers, review sites, and app listings, ours included, are self-reported leads until they match an SEC record.
What registration gives you (and what it does not)
What it gives you:
- A licensed lender. Lending companies operate under the Lending Company Regulation Act (RA 9474) with an SEC Certificate of Authority; lenders without one face cease-and-desist orders.
- A disclosed platform. Under MC No. 19, s. 2019, the SEC knows which app belongs to which company.
- Oversight and recourse. Registration is what the SEC revokes when lenders break the rules, giving complaints real teeth.
What it does not give you:
- A cheap loan. HoneyLoan's website says 0.4% a day while the App Store says 0.096%; the review breaks down both versions.
- Approval, or protection from your own math. Read the in-app disclosure before confirming anything.
- Immunity from impersonators. SEC advisories in March and June 2026 named dozens of fake clones across the market. Download only the official app.
Frequently asked questions
Is HoneyLoan legit ba?
Yes, by registry standards: Warm Cash Lending Corp. (PSEC No. 2021030009095-02), and "Honey Loan" is on the recorded platforms list of January 26, 2026. The caution is price: the website and the App Store publish different rates, so check the in-app disclosure first.
Which CA number is correct, 3472 or 3427?
We publish 3472, from the disclosure in the official App Store listing, because it outranks a third-party aggregator. No public tool confirms lending CA numbers from a desk; for an authoritative answer, use Check With SEC or the hotline 1-4SEC.
Is Warm Cash Lending the same as HoneyLoan?
Yes. Warm Cash Lending Corp. is the lender; Honey Loan and Well Cash are its brands. The App Store listing sits under DYNINNO FINTECH HOLDING LIMITED, a separate developer entity.
How do I check HoneyLoan with the SEC myself?
Confirm "Honey Loan" on the recorded platforms list, then ask about Warm Cash Lending Corp. through Check With SEC, or call 1-4SEC.
The bottom line for borrowers
HoneyLoan is SEC registered, verified September 16, 2026: Warm Cash Lending Corp., registration 2021030009095-02, CA No. 3472 per the App Store listing, platform on the January 26, 2026 list. The 3427 conflict stays visible here.
Registration clears the first hurdle. It does not set the price. Before you borrow, read the HoneyLoan loan app review, or compare options on the SEC registered lending apps list.
Sources used for this review
Checked against official sources on September 16, 2026.
- App Store listing, id6752850898, developer disclosure (accessed August 28, 2026)
- HoneyLoan official website (accessed August 28, 2026)
- SEC recorded online lending platforms list, January 26, 2026 release: the official page at sec.gov.ph and the reprint by newspress.ph, February 6, 2026
- legitloanappreview.com (secondary source for CA 3427)
- Check With SEC