ligtasloan.com

Mabilis Cash Interest Rate: What You Actually Pay

Contents

Mabilis Cash's interest rate is published in one place only. The lender's own website quotes no numbers, promising "exclusive interest-free offers" instead. The Google Play listing does the honest work: a minimum APR of 20% for new loans, a maximum APR of 131%, all-in fees "as low as ₱29 per day for every ₱10,000", and a complete worked example. This page lines up all four figures, recomputes the example into yearly terms, and prices our standard benchmark. Checked September 16, 2026.

The four numbers Google Play publishes

Figure Published value What it means
Maximum APR 131% The legal ceiling of any Mabilis Cash offer
Minimum APR, new loans 20% The advertised best case for first-time borrowers
All-in fees "as low as ₱29 per day for every ₱10,000" A daily framing of the cheapest cost path
Worked example ₱10,000 for 91 days: interest ₱1,812, repay ₱11,812, ₱3,937 monthly The only complete price picture

The same listing adds zero-fee assurances: transaction fee ₱0, no documentary tax, and the full loan amount disbursed. The corporate side of the story, the financing-company license and the terms maze, sits in the Mabilis Cash review.

The store example, recomputed

Take the listing's own numbers apart. ₱1,812 of interest on ₱10,000 over 91 days works out to about 0.2% per day implied, roughly 6% a month, or about 73% a year on simple math (our estimate, derived from the store's example, not quoted by the lender).

Now the ceiling. The published maximum of 131% APR is the worst legal case, and the "₱29 per day" line is its friendlier face: ₱29 daily on ₱10,000 is about 0.29% per day, roughly 106% a year (our estimate again). So the published band runs from a mild 20% minimum to a triple-digit maximum, and the example sits comfortably inside it.

The benchmark price we use

Our site-wide test borrows ₱5,000 for 30 days. Mabilis Cash publishes no rate to feed it directly, so we price it from the store example's implied daily rate: about ₱298 for the month, roughly 73% a year (our estimate). At the ₱29-per-day plank, the same month would cost ₱435, about 106% a year. At the 20% minimum for new loans? Just ₱82. One benchmark, three possible prices; your assessment picks the lane.

What is not published

The gaps matter as much as the numbers. The website publishes no rate at all, which makes cross-lender comparison impossible before you apply. The fee wording is conditional, "interest and service fees (if any)", with no service-fee schedule attached. And late-payment penalties appear nowhere, on either channel, only a warning "to avoid penalties or late fees" without figures.

How to read your offer

Because the app's disclosure decides everything, read it against three points. The APR: anything at the 131% ceiling needs a hard justification. The total repayment: multiply the monthly figure by the term and compare it with the store's ₱11,812-per-₱10,000 anchor. The term itself: 91 to 180 days per the listing, with "up to 12 terms" claimed. Confirm which one your offer uses.

If the number that comes back feels heavy, registered alternatives publish friendlier ceilings: VPlus states 18% a year, Moca Moca caps interest at 20%, and MoneyCat lends the first ₱20,000 free of interest. Our loan calculator and methodology page do the rest of the math.

Frequently asked questions

What is Mabilis Cash's interest rate per month?

No monthly rate is published as such. The store's example implies about 6% a month (our estimate), with a published band from 20% minimum APR for new loans to a 131% maximum. Your offer screen shows the number that applies to you.

What is Mabilis Cash's maximum APR?

131%, per the Google Play listing. That is the highest price the lender says it can charge for any loan.

Is "₱29 per day per ₱10,000" cheap?

It is the cheapest daily framing, and it still computes to about 106% a year (our estimate). Daily numbers sound small; the yearly conversion is the honest one.

Why does the website publish no rates?

We do not know. The site advertises "exclusive interest-free offers" and conditional "service fees (if any)" without figures. The store listing is the only official source with numbers, which is why this page leans on it.

The bottom line for borrowers

Mabilis Cash publishes its price band in Google Play, not on its website: 20% minimum APR for new loans, 131% maximum, an example that implies about 73% a year, and a ₱29-per-day plank that means about 106%. The disclosure screen picks your point in that band. The lender's registry status is in our Mabilis Cash review, and the whole verified market is on the SEC registered lending apps list.

Sources used for this review